How does your take-home change between the 2025/26 and 2026/27 tax years? Most thresholds are frozen, so the differences show up mainly for Scottish taxpayers, students and parents.
Your situation
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2025/26 vs 2026/27
Common questions
What does comparing tax years show?
It shows how your take-home pay changes between tax years as rates and thresholds move, so you can see whether you are better or worse off, and by how much, on the same salary.
Why might my take-home change even if my salary has not?
Frozen thresholds are the main reason. When the Personal Allowance and the £50,270 higher-rate threshold stay fixed while pay rises, more of your income is taxed, an effect often called fiscal drag.
Which tax years does the calculator cover?
It compares the current 2026/27 tax year against 2025/26, using the official rates, thresholds and National Insurance figures for each year.
These results are estimates for general information only and are not financial advice. Check every figure yourself and seek appropriate advice from a qualified professional before making any decision. Read the full disclaimer.