Work it backwards. Tell us the take-home you want and we'll find the gross salary you'd need to earn to get there.
Your target
£
0%0%30%
Gross salary you'd need
£0
to take home £0 / year
How it breaks down
Common questions
How do I work out the salary I need for a target take-home?
Because Income Tax and National Insurance rise in steps, you cannot simply gross up by a flat percentage. The calculator works backwards through the 2026/27 bands to find the gross salary that leaves you with the take-home you want.
Why is the gross so much higher than my target?
Above the £12,570 Personal Allowance every extra pound is taxed at least 28% (20% tax plus 8% National Insurance), and more once you pass £50,270, so a higher take-home needs a disproportionately larger gross salary.
Can I include a pension or student loan?
Yes. Adding a pension contribution or a student loan plan raises the gross salary needed for the same take-home, because more is taken before the money reaches you.
These results are estimates for general information only and are not financial advice. Check every figure yourself and seek appropriate advice from a qualified professional before making any decision. Read the full disclaimer.